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Happy Birthday to Mummy R!

Time and Money can be combined into one if you see it from your own perspective.


For me, I will separate them into two. Time for me is about to maximize it and make sure I don't waste any time but sometimes, I tend to procrastinate so I really need to ensure that everything that I am going to do will be planned accordingly. I am very meticulous person when it is time to plan my monthly schedule and I prefer my day to be occupied to do something rather than doing nothing.


Well, I guess that at some of point, I do ponder upon why am I like this but I guess it is good for me to do what's best for me. Turning a year older last month made me wonder that what I really want in my life, should I just be working under people or doing my own business. Yes, it may hard for me to decide at the moment but I will try to start anew this 2019.


Why 2019? I think I really need to focus what I shall do for the last three months of 2018 before executing the plan I have in my mind. Yes, I know that life is short but I guess I just need more time because I am not that street smart or book smart, maybe in between.


Money is quite a sensitive issue to discuss on as everyone have its own understanding so for me, money is not everything. Yes, it is true to be wealthy and having a lot of money will make my life better than ever but I am very fortunate enough to keep on breathing living in Singapore literally.


Who does not want money right? I am trying my best to lead my life to the next level. It ain't easy for me because I am not born in a silver spoon family, just a middle income family. I am blessed that everything that happened before in my life is Allah's plan. Nevertheless, I can change myself to be a better in managing my finance. Who know I might be featured in a Forbes Magazine under 30? It will be amazing but it is kinda far fetched for now.


As a degree holder, I think everyone who enters the workforce want their salary to match their qualification, earning at least 3500 dollars per month but it is not easy for now. I have quite happy with myself but I am hungry for me. So I have decided to venture out in some property, stocks or maybe cryptocurrency. It is never too late for me but I should just give it a try.


Based on what I have to say, time and money is very crucial in everyone's life. I have something to share with you about my friends. Let put a name to it, Friend A and Friend B. Friend A is working with the highest qualification is diploma but come for a middle income background and Friend B working with the highest qualification is degree but come for a higher income background.


None of them have no experience working but Friend B have no fear of getting any job because of the family business while Friend A needs to work with just a mere diploma and accepting a salary which not good enough but still able to survive on the salary given. So time and money is the factor to look into so Friend A wants to maximize his free time to earn side income while Friend B have the time in the world but does not utilize it properly.


So it is just my example that I can think of so everyone have its own perspective when it comes to money and time. Why I decided to talk about this because living in Singapore is very tough with all the standard of living increasing every year and to think best is that I really to start planning to not waste any time and saving or investing my money on the right path.


At some of point in time, I think life is unfair because I need to work hard to get where I am today but I guess Allah have plan for me so I need the patience and perseverance to get what I want in life. Therefore, I have always been positive in my life even though there is some negativity that would happen in my life.


I hope that with this post, I will inspire to do well in my life and be strong and independent. Everyone have its own path to achieve their goal and success, as for me, I just need to be financially stable and live life to the fullest without any worries.


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See you on my November post!
Remember this: Anyone can do anything with enough time and money!

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